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How Free Home Phone Service Saves Us $500 a Year

I can’t figure out why it costs so much just to live! Even in our rural West Michigan town where the overall cost of living is relatively low, the everyday “necessities” of life can bankrupt the savviest among us. Among the necessary expenses is a home phone. Do people really pay upwards of $30 to $40 for this? It seems ridiculous to me – why can’t there be free home phone service? We haven’t had a“How Free Home Phone Service Saves Us $500 a Year”

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10 Fun Ways to Celebrate Your Anniversary on a Budget

Life is filled with reasons to celebrate: birthdays, anniversaries, graduations, newborn babies, promotions… it doesn’t matter the time of year, there’s always a reason to spend money. But what happens when you’re living paycheck to paycheck and you’re broke when your anniversary rolls around? How do you celebrate your anniversary on a budget? This time of year is especially difficult when it comes to celebrations. It’s graduation AND wedding season! My calendar is full of“10 Fun Ways to Celebrate Your Anniversary on a Budget”

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Top 10 Practical Wedding Gifts on a Budget

When turning to Google for ideas on wedding gifts, I’m always disappointed with the results. I’m presented with super-expensive options (a $100 french press, anyone?) or DIY solutions that I don’t have the time or skill to accomplish. What I need are practical wedding gifts on a budget. Most people have a wedding registry. Though some couples opt to not do that and some couples only put things on their registry that would blow my“Top 10 Practical Wedding Gifts on a Budget”

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Easy and Affordable Gifts for Mom

With Mother’s Day right around the corner, it’s time to show mom just how much we love her with these easy and affordable gifts for mom. It’s so easy to take our loved ones for granted and moms fall into that category all too often. Our mothers are our first friends, our biggest cheerleader, and the ones who help you pick up the pieces when your world falls apart. Even holding such a big place in“Easy and Affordable Gifts for Mom”

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How to Save Money: the $20 Simple Savings Challenge for Couples

How does an extra $1,000 sound? Great, right? With the stress and expenses of everyday life, figuring out how to save money is tough. But it doesn’t have to be! With the help of this $20 Simple Savings Challenge for Couples, you’ll see how easy it is to work with your partner to build big a savings of more than $1,000 over the next 52 weeks without sacrificing your budgeting goals. Savings Challenge Designed for“How to Save Money: the $20 Simple Savings Challenge for Couples”

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Easy Ways To Increase Income And Save More Money

Since saving money only gets you so far, sometimes you need to easy ways to increase your income. Whether it’s a short-term need or to help with your long-term goals, these easy ways to increase your income are easy to fit into your life. Before you roll your eyes and say, “I don’t have time for a second job!” – I hear ya! I ain’t got time for that either. These easy ways to increase“Easy Ways To Increase Income And Save More Money”

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15 Simple Ways to Cut Costs and Save More Money

How many times have you promised yourself “this is the year I’m going to save more money”? Yet somehow it never happens. Something always comes up! I know it’s hard. Between staying on top of the regular bills and expenses, school fundraisers, and the ever-increasing cost of groceries and gas, it’s almost impossible to set aside part of our income for a rainy day. And not having any savings is the #1 reason we can’t“15 Simple Ways to Cut Costs and Save More Money”

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The Best Way to Save Money for Christmas

Ever been accused of being greedy? Or being stingy with your money? If you’re on a debt-free journey like me and pinching every penny, it can be tough for outsiders to see your generous heart. But what others sometimes fail to see is that being frugal and sticking to a budget doesn’t make you greedy – it doesn’t change your generous heart at all! Even though you’re trying to save money and crush your debt,“The Best Way to Save Money for Christmas”

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The Real Reason You’re Still in Debt (and How to Fix It!)

Are you deep in debt and not sure why you’re still struggling? I’m here to share with you the number one strategy to end the cycle – it worked for me and I know it will for you, too. It involves unexpected expenses. Most of us are smart enough to know that if we keep charging groceries or restaurant bills, we’ll keep ourselves in debt. But what about those unexpected expenses? Do you reach for“The Real Reason You’re Still in Debt (and How to Fix It!)”

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