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Saving Money on New Years’ Eve: Best Tips for Couples

Merry Christmas my friend! With the holidays in full swing and everyone engulfed in the over-commercialization of everything this time of year, it’s easy to lose sight of what truly matters: our families. It’s probably true that time with your hubby has been sacrificed in the holiday rush, too. Between shopping, wrapping, baking, and the never-ending“Saving Money on New Years’ Eve: Best Tips for Couples”

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Adjustable Rate Mortgages: Are they Right for You?

With so many options on the market today when it comes to financing your home, which should you choose? One option is the adjustable-rate mortgage, or ARM. Often referred to as a variable-rate loan because the interest rate varies over time, with adjustable-rate loans, your interest rate will periodically adjust up and down as market“Adjustable Rate Mortgages: Are they Right for You?”

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Top 5 Ways to Save Money on Thanksgiving

When it comes to the holidays, budgets are tough. Who am I kidding – budgets are tough all year long! But there’s something different about Thanksgiving – we enter the season of joyful giving. When our budgets are tight, it isn’t easy to give graciously.  What we fail to realize is that more money does“Top 5 Ways to Save Money on Thanksgiving”

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How to Win with the Envelope System

The envelope system isn’t anything new. If you haven’t heard of it, don’t worry – it’s pretty simple. Basically, you take each budget category and make an envelope for it. And inside each envelope, you put the amount of money you have budgeted for that category.   Once the money is gone – that’s it.“How to Win with the Envelope System”

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Top 3 Reasons your Budget is Broke

Wondering why your budget doesn’t work? If you’re like me, sometimes your best efforts go unrealized when you get to the end of the month. And I’d venture a guess that you feel the same way I do when it comes to staying within your budget. You’re tired. You’re frustrated. And you’re ready to give“Top 3 Reasons your Budget is Broke”

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Break Away from Bottled Water in 3 Easy Steps

There are many reasons to stop buying bottled water. Most of the arguments against it center around the environment. While I agree that is important, it isn’t what fueled my decision. My recent choice to stop buying bottled water is purely selfish. But breaking away is hard – so how do you kick the bottled“Break Away from Bottled Water in 3 Easy Steps”

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