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How To Get Ahead When You’re So Far Behind

Are you counting down the days until your next payday? Do you want so desperately to get ahead of your bills, to add some cushion to your savings account, to feel some peace when it comes to your finances? When money is tight, it’s hard for me to think about anything else. I feel stressed out“How To Get Ahead When You’re So Far Behind”

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Blow Your Budget? How to Get Back On Track

I blew our family’s budget this month and it’s bad. We way overspent and now I’m struggling to get back on track. Have you done that? (Goodness, I hope I’m not the only one!) Part of me really doesn’t want to go back to being on a budget. It’s no fun! But now that reality“Blow Your Budget? How to Get Back On Track”

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Control Your Spending with the 50/30/20 Rule

When trying to control your spending seems like a never-ending battle, I’m here to tell you there is hope. You can simplify your spending and get your finances under control with this simple budget hack. The 50/30/20 rule for budgeting is easy to start and even easier to stick to in the long-term. After all,“Control Your Spending with the 50/30/20 Rule”

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How Free Home Phone Service Saves Us $500 a Year

I can’t figure out why it costs so much just to live! Even in our rural West Michigan town where the overall cost of living is relatively low, the everyday “necessities” of life can bankrupt the savviest among us. Among the necessary expenses is a home phone. Do people really pay upwards of $30 to $40“How Free Home Phone Service Saves Us $500 a Year”

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10 Fun Ways to Celebrate Your Anniversary on a Budget

Life is filled with reasons to celebrate: birthdays, anniversaries, graduations, newborn babies, promotions… it doesn’t matter the time of year, there’s always a reason to spend money. But what happens when you’re living paycheck to paycheck and you’re broke when your anniversary rolls around? How do you celebrate your anniversary on a budget? This time“10 Fun Ways to Celebrate Your Anniversary on a Budget”

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Stressed About Money? Here’s How to Find Freedom

With budgeting being at the top of my “list of things that are important,” I understand they aren’t a priority for everyone. For most people, myself included, having a budget isn’t much fun. But we don’t budget our money because it’s fun – we do it for the financial freedom it brings. What happens when“Stressed About Money? Here’s How to Find Freedom”

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Top 10 Practical Wedding Gifts on a Budget

When turning to Google for ideas on wedding gifts, I’m always disappointed with the results. I’m presented with super-expensive options (a $100 french press, anyone?) or DIY solutions that I don’t have the time or skill to accomplish. What I need are practical wedding gifts on a budget. Most people have a wedding registry. Though“Top 10 Practical Wedding Gifts on a Budget”

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Quick Income Ideas to Fund your Summer Vacation

Dreaming of a summer vacation? Me, too! The trouble is finding the money to pay for it. Sure, you can put it on a credit card. And, believe it or not, banks even offer personal loans for such things. But I know you’re smarter than that – because smart people don’t spend money they don’t have. And that“Quick Income Ideas to Fund your Summer Vacation”

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How to be Happy (Even when you’re Broke)

As a busy wife and mother, sometimes I struggle with being happy. When you add in the weight of debt, budgeting, and the busyness of life, it seems impossible to be happy when you’re broke.  And then I see pictures on Facebook of all the fun my friends are having – vacations, beach trips, new“How to be Happy (Even when you’re Broke)”

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Easy and Affordable Gifts for Mom

With Mother’s Day right around the corner, it’s time to show mom just how much we love her with these easy and affordable gifts for mom. It’s so easy to take our loved ones for granted and moms fall into that category all too often. Our mothers are our first friends, our biggest cheerleader, and the“Easy and Affordable Gifts for Mom”

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