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6 Easy Ways to Get Cash When You Need Money Now

Money is tight –  I get it. Whether it’s a major expense like your car needing a repair or something smaller (you know, like that time you forgot you ordered that stuff from the neighbor kid’s school fundraiser?), sometimes there isn’t enough cash to go around. And money is one of those things that when you need it – you need it now. What options do we have when the bills come calling? It’s tempting“6 Easy Ways to Get Cash When You Need Money Now”

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Top 3 Quick-Start Tips to Dump Your Credit Card Debt

Dreaming of dumping your credit card debt once and for all? You should because getting rid of your debt is the first step in true financial security. For many Americans – and for you, too! – this dream can become a reality with a little hard work and perseverance. While many financial experts offer “get out of debt quick” schemes that promise fast results, the truth is that getting out of debt requires changing your“Top 3 Quick-Start Tips to Dump Your Credit Card Debt”

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Save More Money with these Affordable Christmas Traditions

Broke this Christmas? You’re not alone. More than half of all Americans admit to having less than $1,000 in their savings account. Since Christmas is the season of giving, I often find myself overspending out of fear of looking greedy or being seen as a “Scrooge.” But it’s time to stop. We don’t have to blow our budget to impress anyone else or to create memories with our families. And – oh! – can you“Save More Money with these Affordable Christmas Traditions”

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How to Make a Budget You Can Actually Stick To

You need a budget. It’s just that simple! And I know you know you need one – otherwise, you wouldn’t be here reading this article. But let’s face it… Budgets suck. Even though they suck, every person, every relationship, every household – even kids! – should have a budget. And, really, I could end this article right now with a simple “just do it because it works” message. But it isn’t that easy, is it?“How to Make a Budget You Can Actually Stick To”

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How To Get Ahead When You’re So Far Behind

Are you counting down the days until your next payday? Do you want so desperately to get ahead of your bills, to add some cushion to your savings account, to feel some peace when it comes to your finances? When money is tight, it’s hard for me to think about anything else. I feel stressed out and all I see are the shiny new things advertised online and tv, the fancy vacations I don’t get to“How To Get Ahead When You’re So Far Behind”

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Blow Your Budget? How to Get Back On Track

I blew our family’s budget this month and it’s bad. We way overspent and now I’m struggling to get back on track. Have you done that? (Goodness, I hope I’m not the only one!) Part of me really doesn’t want to go back to being on a budget. It’s no fun! But now that reality is sinking in, I’m genuinely concerned with how the bills at the beginning of the month are going to get“Blow Your Budget? How to Get Back On Track”

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Control Your Spending with the 50/30/20 Rule

When trying to control your spending seems like a never-ending battle, I’m here to tell you there is hope. You can simplify your spending and get your finances under control with this simple budget hack. The 50/30/20 rule for budgeting is easy to start and even easier to stick to in the long-term. After all, what’s the point in creating a complex budgeting system you can’t stick to? The best budgets start with simplicity –“Control Your Spending with the 50/30/20 Rule”

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How Free Home Phone Service Saves Us $500 a Year

I can’t figure out why it costs so much just to live! Even in our rural West Michigan town where the overall cost of living is relatively low, the everyday “necessities” of life can bankrupt the savviest among us. Among the necessary expenses is a home phone. Do people really pay upwards of $30 to $40 for this? It seems ridiculous to me – why can’t there be free home phone service? We haven’t had a“How Free Home Phone Service Saves Us $500 a Year”

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10 Fun Ways to Celebrate Your Anniversary on a Budget

Life is filled with reasons to celebrate: birthdays, anniversaries, graduations, newborn babies, promotions… it doesn’t matter the time of year, there’s always a reason to spend money. But what happens when you’re living paycheck to paycheck and you’re broke when your anniversary rolls around? How do you celebrate your anniversary on a budget? This time of year is especially difficult when it comes to celebrations. It’s graduation AND wedding season! My calendar is full of“10 Fun Ways to Celebrate Your Anniversary on a Budget”

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Stressed About Money? Here’s How to Find Freedom

With budgeting being at the top of my “list of things that are important,” I understand they aren’t a priority for everyone. For most people, myself included, having a budget isn’t much fun. But we don’t budget our money because it’s fun – we do it for the financial freedom it brings. What happens when you try to live without a budget? Before we started our budget, our finances were a mess. Without a budget,“Stressed About Money? Here’s How to Find Freedom”

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