Tired of living paycheck to paycheck?

Even if you’re barely making ends meet, you can put more money in your pocket and end the financial stress for good. 

Get on a Budget

A budget is the key to lasting financial stability. Spoiler alert: It doesn’t have to be hard!

Spend Less + Save More

Get your spending under control by cutting back on expenses without sacrificing your sanity.

Make More Money

Slashing your grocery bill and cutting back on spending only goes so far. Are you ready to make more money?

Earn Extra Money with Online Surveys

Want to make some extra cash in your down time? Whether you’re at home or waiting in line at the grocery store, Survey Junkie is a great way to make money with online surveys.

Yes, I want more money.

Hi, I’m Amy and this is my husband Andrew.

Do you know how much debt we have????

It’s embarrassing. Especially since we were debt-free 7 years ago (except for our house).

We’ve had several medical setbacks in the last few years that were very costly. We made some stupid decisions, too (like buying a $20k car with no money down).

But we’re done.

We’re sick and tired of being sick and tired over our money.

We chose Early Morning Money to share our journey because debt never sleeps. Here, we’ll share our journey and the best tips that help us get out of debt in hopes that it will help you get ahead with your money, too.

Do you want to join us?

Check out our Start Here page to learn more.

Latest Posts from the Blog

We’re Screwed: A look back on our bad choices with money

Andrew and I sat down and added up our debt. It’s embarrassing. We were on a roll - in 2015 and 2016 we paid off almost $30,000 in debt. But we lost our focus. For the past four years, we’ve been pretending our money problems don’t exist. And it isn’t working. Bills...

Finally Get Organized: My Living Well Planner Review

I love planners. I couldn't tell you how much money I've spent on planners (not to mention the time I've spent setting them up!) only to find out they don't check all the boxes. Is getting meal planning, goal setting, budgeting, and monthly and weekly calendar layouts...

6-Month Recap & Net Worth Update

The first half of 2019 has been full of ups and downs, and it's been a rocky six months personally and financially. As it turns out, budgeting with an irregular income is harder than I thought. I miss the steady paycheck that having a 9 to 5 got me. But do you know...

How to Plan a Staycation without Blowing Your Budget

As the weather grows warmer and the trees bloom, people emerge from their winter hibernation. With that comes the desire for travel and exploration. But if you’re living on a budget, far away destinations and all-inclusive resorts might not be an option. What if you...

Top Movies to Budget for this Summer

Do you love the cinema? We do. And this summer will be packed full of great new movies! The only downside is the cost. It’s a bummer that going to see a flick costs so much. Ticket prices keep going up. The National Association of Theatre Owners reports the average...

5 Legit Work from Home Jobs with No Startup Costs

We all have that fortunate friend who works in the perfect profession. It's well suited to their personality, has sufficient income to cover their expenses comfortably, is an ideal commute from their home, and offers intellectual stimulation with room to grow. Most of...

3 Easy Steps to Start a Blog and Make Money Online

Starting a blog changed my life. Sounds dramatic, right? It's true. Earlier this year, I went from working full-time as an employee to making a living online. In case you're wondering, working from home and being your own boss is as awesome as everyone says it is....

How to Finance a Home Improvement Project

Whether you intend to sell your house or you want to remain in it for the rest of your life, home improvement projects are a good thing. The right project can give you a higher resale value and enhance the beauty and your enjoyment of your home. Plus, if you’re the...

3 Ways to Make $300 This Weekend

When I got serious about getting out of debt, I tried just about everything to make extra money. But we had so much debt! Our income barely covered our minimum monthly payments. So, I did a Google search for best weekend jobs for extra money. I tried everything from...

How I Made a Quick and Easy Meal Plan

When it comes to making dinner, I never know what to cook. I’ve tried doing a weekly meal plan before, but got tired of eating the “same old thing.” So, I’m trying again with a new quick and easy meal plan. What is Meal Planning? Meal planning is writing down what you...