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Why You Need to Pay Yourself First Even if You’re Broke

Surely you’ve heard the advice to “pay yourself first,” but what happens if you never have any money left after the bills are paid? When you wake up every day and the bills are piling up, you’ll wish you had followed this simple piece of financial advice sooner. Now you’re broke, and the money is gone. How can you possibly pay yourself first now? Why should I pay myself first? Paying yourself first sounds easy....

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Why Is My Money Gone (and where did it go?)

Living paycheck to paycheck sucks The number of people in this world living paycheck to paycheck is insane. If you’re one of the almost 80% of Americans who struggle to make ends meet, how do you stretch your paycheck to last the whole month? Here’s my confession: Sometimes, mine doesn’t make it. We’ve had a rough couple of years (tons of medical bills), and lately the hubby and I have made some not-so-great personal finance...

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The Key to Finding Travel Deals for your Next Family Vacation

Family vacations are one of the most rewarding and adventuresome ways a family can spend their time together. However, planning a family vacation can be stressful, especially when trying to find a deal. There are no shortage of travel destinations, but not all places are created equal and costs can vary by thousands of dollars. How can you save your family money this year when planning a vacation? Be Flexible. The reality of budget...

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Cheap Gifts for Teachers (that they won’t re-gift!)

The two most stressful times of your child’s school year are the beginning and the end. At the start of the school year, there are open houses, new class schedules and getting back into the normal routine after a long, lazy summer. As for the end of the school year, there’s the issue of finding the perfect gift for your child’s teacher. Best Cheap Gifts for Teachers This is something I struggle with every...

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Five Tips for Saving Money in Your Everyday Life

Greetings, money savers! If you read my blog A Theory of Change, you know saving money is one of my favorite things. So today I’ll share five easy tips for saving money, so you can set aside a little of your hard-earned cash going forward. Stop paying too much for banking Do you know how much you’re spending on bank fees? If not, you’re not alone. A lot of people don’t pay attention to...

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Get Hired! Easy Ways to Bring Your Resume from Dull to Dazzling

Increase your chance of landing the job with these resume best practices Whether your job hunting or not, it’s always a good idea to update your resume and keep it in tip-top shape. You never know when a great opportunity presents itself and you want to be ready to grab hold of it! Having an updated eye-catching resume to showcase your talents and skills will help you to earn more money over the long...

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Get Hired! 6 Best Tips to Create a Killer LinkedIn Page

Using LinkedIn to Land Your Dream Job Job hunting sucks. It’s a huge drain on your mojo and makes you second guess any confidence you once thought you had. Whether you’re unemployed, a soon-to-be college grad, or stuck in a position that doesn’t suit you, you’re going to have to face the harsh reality: you have to start your job search. And if you didn’t update your LinkedIn profile recently (or if you —...

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Crush Your New Years’ Resolutions with these Top Personal Finance Blogs

We’re half-way through the month of January. How’s your New Years’ Resolution coming? Even though I started with the best of intentions, I caught a bad case of bronchitis (with an incessant cough that’s driving my poor husband crazy) and I haven’t made any progress. But it’s not too late! Now that I’m on the mend, I need some motivation to kick my 2018 money goals into high gear. What do you do when...

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2017 Year in Review (Plus Our Goals for 2018, too!)

The end of the year signals a sort of finality of opportunities lost. But, as we look forward toward the new year, it presents itself as a chance to try again. And we think to ourselves: maybe I’ll do it better this time! For me, looking back over 2017 and the struggles my husband and I faced, we are both welcoming 2018 with open arms. One of the great things about new beginnings is...

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Six Frugal Habits You Need Now

Control your financial future with these top 6 habits of frugal people Getting your spending under control isn’t easy. Sometimes it’s a daily struggle! If you’ve ever wondered what makes frugal people so good at being… well… frugal, you’ve come to the right place. There are a lot of smaller behaviors we can change to increase our financial control. For my husband and me, we conquered our savings goals by setting up our savings...

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