Saving money on groceries is one of the quickest ways to get your spending under control. If you’re like me, your grocery budget is the “wildcard” category, and you’re never sure how it’ll shake out at the end of the month. Even though I always have the best of intentions, life is busy and stressful. And when life gets busy, I find myself spending more on convenience foods or hitting up the drive-thru. When...

Life happens whether we’re ready for it or not. And when it rains it pours, right? When everything breaks at once, it’s important to keep your long-term financial goals in mind when finding solutions to your short-term problems. Since our goal is to eliminate debt and find financial freedom, using credit cards to pay for everything that went wrong isn’t a smart option for us. But sometimes, the costs add up to more than...

Surely you’ve heard the advice to “pay yourself first,” but what happens if you never have any money left after the bills are paid? When you wake up every day and the bills are piling up, you’ll wish you had followed this simple piece of financial advice sooner. Now you’re broke, and the money is gone. How can you possibly pay yourself first now? Why should I pay myself first? Paying yourself first sounds easy....