Our finances are a mess. Last November, we had everything go wrong at the same time and it drained our emergency fund. And when I say everything, I mean it — the garage door opener, furnace, hot water heater, and more. It was brutal. And then I was let go from my job. Womp womp …
Our Budget for February – Spoiler Alert: I Got Fired Read More »
Earning money is no easy feat. Unless you were born with a silver spoon or hit the lottery by some miracle, it entails putting in hard work and lots of hours. Previously here on Early Morning Money, we outlined a few ways to make a quick buck, like selling your extra belongings and trading your …
I love printables. I’m always looking for new ways to get organized, save time, and increase productivity. When life is busy, free printables are a great way to keep your household running smoothly. Plus, having one place to keep everything like meal plans, grocery lists, daily cleaning checklists, the school calendar and your budget makes …
Saving money on groceries is one of the quickest ways to get your spending under control. If you’re like me, your grocery budget is the “wildcard” category, and you’re never sure how it’ll shake out at the end of the month. Even though I always have the best of intentions, life is busy and stressful. …
The first of the year is the perfect time for new beginnings. You get a fresh start to do whatever you’ve always dreamed of and to be the person you always wanted to be. Though I’ve never been much for new year’s resolutions, there’s something about January that fills me with hope. Maybe it’s the …
Does Your January Budget Include these 7 Things? Read More »
I’m usually not the type to make a new year’s resolution. Mostly because I never seem to follow through on any of the promises I make to myself, I gave up on setting new goals for the new year long ago. But this year past year has been an extremely challenging year for us financially. …
42 New Year’s Resolutions to Save Money and Live a Happier Life Read More »
Life happens whether we’re ready for it or not. And when it rains it pours, right? When everything breaks at once, it’s important to keep your long-term financial goals in mind when finding solutions to your short-term problems. Since our goal is to eliminate debt and find financial freedom, using credit cards to pay for …
More money is the key to happiness, right? Though that’s what the magazine ads and television commercials would have you believe, lately I’m not so sure. I always pursued money thinking it was the answer to all that I lacked. Money would buy me things and elevate me to a more prestigious social class. But …
Surely you’ve heard the advice to “pay yourself first,” but what happens if you never have any money left after the bills are paid? When you wake up every day and the bills are piling up, you’ll wish you had followed this simple piece of financial advice sooner. Now you’re broke, and the money is gone. …
Why You Need to Pay Yourself First Even if You’re Broke Read More »
Living paycheck to paycheck sucks The number of people in this world living paycheck to paycheck is insane. If you’re one of the almost 80% of Americans who struggle to make ends meet, how do you stretch your paycheck to last the whole month? Here’s my confession: Sometimes, mine doesn’t make it. We’ve had a rough …
