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Amy Beardsley is a wife, mom to a teenager and frugal lifestyle enthusiast. She’s always on the lookout for new ways to cut costs and increase income, without sacrificing comfort. She’s also a freelance writer who specializes in credit reporting, FinTech, and probate and estate planning topics. When Amy isn’t perfecting her budget spreadsheet, you can find her curled up with a good book or watching Marvel movies with her husband and daughter.