About Us

Here at Early Morning Money, we think that family is everything. But it’s hard to put family first when you’re buried by a mountain of debt.

We have car loans, student loans, and credit cards that are keeping us from living the life we want to live. All together, not counting our mortgage, we have $73,019.88 of consumer debt.

This is our journey to pay it off and build financial freedom. It’s my goal to share what works for us (and what doesn’t) to help you manage your finances just a little bit better, too.

You can see our latest progress in our monthly budget updates.

I’m Amy, the founder of Early Morning Money. I’m also a freelance content marketing writer. I started writing as a side hustle in 2016, and I now write full time. It’s the most amazing feeling ever to be self-employed.

I graduated summa cum laude from Ferris State University with a Bachelor’s of Science in Business Administration and Legal Studies. Before I started writing full time, I worked as a probate register and court administrator which gave me a deep understanding of probate law and the importance of estate planning.

I volunteer as a Girl Scout leader for my daughter’s troop. At one point, we had 23 girls in our troop! Now that they’re in high school, most have moved on to other activities. But we still have about six girls.

Andrew is my husband. (He’s the one in the “I am Groot” shirt in the photo above.) I’m a little nerdy, but he takes it to the next level. He loves Star Wars, Star Trek, Marvel’s Avengers, DC Comics, and all things Assassin’s Creed.

He actually runs a podcast about Assasin’s Creed lore called Visions of the Past. You can find it on your favorite podcast app or follow this link.

The girl in the picture is my daughter, Nora. That photo is from 2018, so she’s a little older now. She’s still pretty amazing. She’s super organized and loves to volunteer.

Contact Us

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Please note: We do not accept guest posts at this time.

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