About Us

Shopping trip? Yes. Manicures? No doubt. New car? Of course!

Though they were living the good life – rocking their married life, raising an awesome kid, and working at good jobs – Amy and Andrew were tired. And, as it turns out they found themselves in quite the financial mess. With car loans, credit card debt, bank loans, student loans — they had no choice but to keep working to afford the life they were living.

Life is hard with debt! And they were trapped.

There’s never enough time or energy at the end of the day, and never enough money at the end of the month.

But there is hope.

Amy and Andrew knew there was a better life waiting for them – they just had to find it! Living a time-starved life, working full-time and still struggling to make ends meet was taking its toll.

And they were tired of it. So this couple got serious about building a life of financial freedom.

Along the way, Amy and Andrew were introduced to the idea of Financial Independence Retire Early (or FIRE for short). Is it possible? Could they really create a life they enjoy and escape the burden of the 40+ hour work week?

They decided to find out. Amy started side-hustling to bring in extra income, and now runs a successful freelance writing business. Andrew started to monetize his YouTube channel, showcasing his love for movie reviews and video games. Between the two of them, they worked to increase their income and pay down their debt.

Driven by the idea of unlimited vacation time — time to travel, to spend with family and engage in their passions — the couple designed what their perfect life would look like.

Now, they’re changing their priorities and controlling their expenses to become financially independent and live the life of their dreams.

You can escape the stress of money and build the life of your dreams without sacrificing your sanity.

And that’s why we created Early Morning Money: to help you wake up your finances, end the cycle of living paycheck to paycheck, and build financial independence to live the life of your dreams.

Are you in?