The traditional retirement age in America is 65. But a large number of Americans are unable to announce their retirement at the right age. They are spending their golden years on the job. People in our nation have to delay their retirement due to the lack of savings and debt. Many older Americans are struggling with credit card debt, and mortgage and student loan debt. Thus, they can’t say goodbye to the 9-5 work..."How to Achieve Financial Independence and Retire Early"Continue reading
As a working mom, life is full of challenges. If I’m being honest, there are some days I’m not even sure I’ll make it to bedtime! Between packing lunches, juggling daycare, sick kids and household chores, making time to progress in your career can seem a laughable pursuit. I’m here to tell you there is hope. It is possible to manage a successful career while being a “Super Mom.” With these 6 skills, you..."Top 6 Must-Have Skills to Master Life as a Working Mom"Continue reading
As a busy wife and mother, sometimes I struggle with being happy. When you add in the weight of debt, budgeting, and the busyness of life, it seems impossible to be happy when you’re broke. And then I see pictures on Facebook of all the fun my friends are having – vacations, beach trips, new clothes, and fancy restaurant meals – and that’s enough to send me over the edge. Why can’t I have..."How to be Happy (Even when you’re Broke)"Continue reading
This isn't going to be your typical "spring cleaning" article. You see, I'm much too busy to spend a lot of time deep-cleaning my home. I mean, I struggle with the basics of keeping up with the dishes and tackling the "paper clutter monster" that always seems to spiral out of control. ...
After months (or years!) of paying off debt and saving money, deciding to buy your first home can be one of the most exciting times in your adult life. Unfortunately, it doesn’t take long for that excitement to be overshadowed by confusion and overwhelm. ...
Movie night is one of our favorite low-budget date nights. The trouble is, my husband and I often disagree on what movie to watch. Do you have that problem? (Oh, please say we’re not the only ones that can’t agree on a movie to watch! HA!) There’s no question that Andrew and I are different. He’s your typical guy – he likes all the Marvel superhero movies, the Lord of the Rings, and others..."5 Awesome Movies for Date Night He’ll Actually Watch"Continue reading
The new year elicits all sorts of images and emotions in us. Most prominently is the idea that a new year’s resolution (or several!) must be made. Just in the past two weeks, I’ve come across hundreds of articles about how to make a new year’s resolution and how to stick to the resolution once you’ve made it. It’s a little overwhelming. In fact, a few years ago I swore off resolutions – I never..."Overcome the Guilt of a New Year Resolution"Continue reading
As a working mom, the first week back to school is always stressful. We could make it easy and hit up the drive-thru a few nights, but that gets expensive. And when you’re watching your spending… well… that just isn’t an option. With tonight being the school’s open house, I know the start of school is near and I’m dreading it. Normally I look forward to meeting her teacher and seeing her excitement as..."How to Survive the First Week Back to School"Continue reading
Today was my daughter’s fourth-grade play. And I missed it because I was at work. I was so heartbroken, I cried. But I have to work because I’ve got bills to pay and a mountain of debt to get though. Being a working mom is hard. How do you balance your financial needs against the emotional ones? Being a Working Mom is Hard This isn’t the first time I’ve cried at my desk, and I’m..."Finding Balance as a Working Mom"Continue reading