There’s never been a more important time than now to build a financial safety net. In 2020, the pandemic brought many people to their knees. It was definitely a wake-up call for me. We had a “baby” emergency fund but quickly realized that wasn’t enough. While we locked-down our social habits and stayed home, we …
Harmonic Review: Build Your Financial Safety Net Read More »
There’s something about grocery shopping that rubs me the wrong way. I’ve never enjoyed doing it. The people clogging up the aisle, searching for each item, comparing prices, loading and unloading your cart… It’s just too much. I’ve started ordering groceries online, and that’s a much better experience. But I was still overspending on groceries! …
Losing your job can be stressful, especially in an uncertain time like we are currently in now. You might be worried about being able to pay your rent/mortgage, pay off your credit card bills, or even just putting food on the table for your family. If you have recently lost your job, you are not …
7 Tips for Managing Your Money if You Lose Your Job Read More »
I never had a checking account as a teen. My parents were like most parents: They never talked about money. Everything I know about money, I had to learn on my own. Which means I didn’t manage money very well in my 20s. Now that I’m a personal finance nerd, I talk about money all …
If you’re wondering whether you could be a victim of identity theft, the answer is yes. In 2018, 14.4 million consumers were victims of identity fraud. Almost a quarter of victims were partially liable for the fraud committed against them. Now, I know what you’re thinking. Identity theft? Not me! That’s for people who don’t …
Stuck at home with nowhere to go? Family driving you crazy? Never fear! If you find yourself confined to your house, you may quickly run out of ideas to occupy your time. It’s funny how endless hours of streaming Netflix was so alluring just a few weeks ago. But there’s only so much a person …
30 Days of At-Home Activities to Keep You and Your Family Entertained Read More »
Do you get frustrated when unexpected expenses pop up out of the blue? Doesn’t it seem like just when your money picture is starting to improve, some hidden monthly expense comes up and ruins your budget? There is hope. There is a way for you to take control over these expenses so that you can …
Is there a rule somewhere that tells you how much money you should save every month? There’s no such rule but you’re sure to get a common answer to that question. Many folks would advise that you save a minimum of 15% to 20% of your income. From that amount, they say you should allocate …
You’ve probably seen that 52 week money saving challenge that promises you’ll have over $1,000 saved by the end of the year. It starts easily enough by asking you to save $1 the first week, $2 the next, $3 the week after that, and so on. Sounds great, right? Well, there’s a catch. By the …
Best 52 Week Money Saving Challenges for Every Budget Read More »
We all make mistakes. Some mistakes are more costly than others, and Christmas is a season where rational thought can go right out the window. If you put too much emphasis on food, candy, and gifts, you can miss out on the true meaning of Christmas. Christmas is the time of year we spend the …
