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Save Money with the 2019 Meal Planning Bundle

Saving money on groceries is one of the quickest ways to get your spending under control. If you’re like me, your grocery budget is the “wildcard” category, and you’re never sure how it’ll shake out at the end of the month. Even though I always have the best of intentions, life is busy and stressful. And when life gets busy, I find myself spending more on convenience foods or hitting up the drive-thru. When...

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42 New Year’s Resolutions to Save Money and Live a Happier Life

I’m usually not the type to make a new year’s resolution. Mostly because I never seem to follow through on any of the promises I make to myself, I gave up on setting new goals for the new year long ago. But this year past year has been an extremely challenging year for us financially. Starting in January, we struggled with our house payment going up $300 a month, then we paid $500+ for...

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6 Ways to Deal with Unexpected Expenses

Life happens whether we’re ready for it or not. And when it rains it pours, right? When everything breaks at once, it’s important to keep your long-term financial goals in mind when finding solutions to your short-term problems. Since our goal is to eliminate debt and find financial freedom, using credit cards to pay for everything that went wrong isn’t a smart option for us. But sometimes, the costs add up to more than...

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Why You Need to Pay Yourself First Even if You’re Broke

Surely you’ve heard the advice to “pay yourself first,” but what happens if you never have any money left after the bills are paid? When you wake up every day and the bills are piling up, you’ll wish you had followed this simple piece of financial advice sooner. Now you’re broke, and the money is gone. How can you possibly pay yourself first now? Why should I pay myself first? Paying yourself first sounds easy....

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Expert Hacks to Travel With Only a Carry-On

ddddddddddddddd Traveling with luggage is a hassle. From waiting at the baggage carousel to the added fees the airlines charge to check a bag, it’s stressful and can get quite expensive. The secret to worry-free flying is to travel with only a carry-on suitcase. But is it possible to fit everything you need using only a carry-on? Is Traveling with a Checked Bag Really that Bad? If you’ve never had a bad experience traveling...

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The Key to Finding Travel Deals for your Next Family Vacation

Family vacations are one of the most rewarding and adventuresome ways a family can spend their time together. However, planning a family vacation can be stressful, especially when trying to find a deal. There are no shortage of travel destinations, but not all places are created equal and costs can vary by thousands of dollars. How can you save your family money this year when planning a vacation? Be Flexible. The reality of budget...

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Cheap Gifts for Teachers (that they won’t re-gift!)

The two most stressful times of your child’s school year are the beginning and the end. At the start of the school year, there are open houses, new class schedules and getting back into the normal routine after a long, lazy summer. As for the end of the school year, there’s the issue of finding the perfect gift for your child’s teacher. Best Cheap Gifts for Teachers This is something I struggle with every...

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Five Tips for Saving Money in Your Everyday Life

Greetings, money savers! If you read my blog A Theory of Change, you know saving money is one of my favorite things. So today I’ll share five easy tips for saving money, so you can set aside a little of your hard-earned cash going forward. Stop paying too much for banking Do you know how much you’re spending on bank fees? If not, you’re not alone. A lot of people don’t pay attention to...

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Crush Your New Years’ Resolutions with these Top Personal Finance Blogs

We’re half-way through the month of January. How’s your New Years’ Resolution coming? Even though I started with the best of intentions, I caught a bad case of bronchitis (with an incessant cough that’s driving my poor husband crazy) and I haven’t made any progress. But it’s not too late! Now that I’m on the mend, I need some motivation to kick my 2018 money goals into high gear. What do you do when...

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Six Frugal Habits You Need Now

Control your financial future with these top 6 habits of frugal people Getting your spending under control isn’t easy. Sometimes it’s a daily struggle! If you’ve ever wondered what makes frugal people so good at being… well… frugal, you’ve come to the right place. There are a lot of smaller behaviors we can change to increase our financial control. For my husband and me, we conquered our savings goals by setting up our savings...

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